Terms of Service
SMS Compliance Summary
SMS Messaging Terms & Compliance
1.1 Description of SMS Program and Messaging Use Cases
ZuFire LLC operates an SMS messaging program for the purpose of following up with individuals who have voluntarily submitted an inquiry through our website or opt-in forms located at leads.zufirefinancial.com. ZuFire LLC is a digital marketing agency — we are not a financial institution, lender, insurer, or debt collection agency of any kind. The word "financial" in our domain is a brand name only.
This SMS program is used exclusively for the following messaging use cases:
- Following up on inquiries submitted through our clients' marketing funnels
- Appointment confirmations, reminders, and rescheduling updates
- Customer support responses to opted-in contacts
- Responding to service-related questions submitted by the contact
1.2 Instructions to Opt-Out — Text STOP to Cancel
1.3 Support Contact Information
For assistance or support with our SMS messaging program, reply HELP to any message you receive, or contact us directly using the support contact information below:
1.4 Disclosures for Message and Data Rates
Message and data rates may apply. Standard message and data rates may apply to all SMS messages sent and received, depending on your mobile carrier and plan. ZuFire LLC does not charge any additional fees for SMS communications.
Standard message and data rates may apply depending on your mobile carrier plan. ZuFire LLC charges no fees for messages.
Message frequency varies based on your inquiry activity. You may receive multiple messages when corresponding with our team.
1.5 Carrier Liability Disclaimer
1.6 Supported Carriers
Our SMS messaging service is compatible with all major U.S. carriers and most regional carriers, including AT&T, T-Mobile, Verizon, US Cellular, Cricket Wireless, Metro by T-Mobile, and other regional providers.
1.7 Age Restriction — You Must Be 18 or Older
1.8 Privacy Policy
Your privacy is important to us. Our Privacy Policy describes how ZuFire LLC collects, uses, stores, and protects your personal information, including data collected through our SMS messaging program and website forms.
1.9 Opt-In Consent
By submitting your contact information through our website forms at leads.zufirefinancial.com, you expressly consent to receive SMS text messages from ZuFire LLC at the phone number you provided. Consent to receive SMS messages is not required as a condition of purchasing any product or service. Message and data rates may apply. You may opt-out at any time by texting STOP.
General Terms
This website is owned and operated by ZuFire LLC. By accessing or using our website and services, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms applicable to specific services. If you do not agree with any part of these Terms of Service, you may not access or use our services.
We may update these Terms of Service at any time without prior notice. Your continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms of Service.
Intellectual Property Rights
3.1 Our Limited License to You
All content on this site — including text, graphics, logos, images, and software — is owned by ZuFire LLC and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use this content for personal, non-commercial purposes only.
3.2 Restrictions
You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from this site without our prior written permission.
3.3 Your License to Us
By submitting any content, feedback, or information through our website or forms, you grant ZuFire LLC a worldwide, royalty-free, non-exclusive license to use, reproduce, and distribute that content in connection with our services.
Disclaimers
All services are provided "as is" without warranties of any kind, either express or implied. ZuFire LLC makes no representations regarding the accuracy, completeness, or suitability of any content on the site. We may link to third-party websites but do not endorse or guarantee their content, products, or services.
Indemnification
You agree to indemnify, defend, and hold harmless ZuFire LLC and its officers, directors, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or in any way connected with your access to or use of our services, or your violation of these Terms of Service.
Online Commerce
ZuFire LLC is not responsible for any third-party products or services referenced on or linked from this site. Any transactions or dealings you have with third parties found through our services are solely between you and that third party.
Registration & Account Security
You agree to provide accurate, current, and complete information when registering or submitting forms on our site. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Report any unauthorized use immediately to [email protected].
Termination
ZuFire LLC reserves the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.
Governing Law
These Terms of Service shall be governed by and construed in accordance with applicable state and federal laws of the United States. Any disputes arising under these Terms of Service shall be resolved through binding arbitration in accordance with applicable arbitration rules, except where prohibited by law.
Changes to Terms of Service
We reserve the right to modify these Terms of Service at any time. The most current version will always be posted at this URL. We encourage you to review these Terms of Service periodically. Your continued use of our services after any changes constitutes your acceptance of the updated Terms of Service.
Contact Information
If you have any questions about these Terms of Service or our SMS messaging program, please contact us using the information below:
By using our services or submitting your information through our website, you confirm that you are 18 years of age or older, that you have read, understood, and agree to these Terms of Service, and that message and data rates may apply. To stop receiving messages at any time, text STOP. For help, text HELP or contact [email protected].